Why You Should Plan Ahead
Pre-planning is a matter of taking the time to think about – and record – your end-of-life desires. It’s a thoughtful gesture to those you love, and a way to let go of anxieties about the future. Once done, you can relax, knowing your plans are in the hands of reliable friends or family.
It’s All About Taking Control
Given time to consider it, you’ll quickly realize that pre-planning is all about ensuring that your wishes are known, so they can be acted upon when the time comes. Making the commitment to planning ahead:
- Is easy. There’s no health questionnaire or physical exam required. Absolutely everyone can make a pre-plan, and there is no waiting for return documents. The plan is completed, and put on file in our office.
- Lets your family clearly know your wishes.
- Relieves your family members of making very personal decisions on your behalf at the time of need.
- Your expenses can be covered when you need them to be, through a pre-payment plan.
Does Pre-planning Require Pre-payment?
The simple answer is just two letters: No. You can set plan to paper by simply recording your wishes, and leave it for your family to pay for your desired services at the time of your passing.
Or, you can protect your family by pre-funding your plan. This ensures your expenses will be covered when you need them to be.
How Does Pre-Fundng Work?
When you choose to pre-fund your final arrangements, your money is put in a state-approved trust fund, through the New Jersey Prepaid Funeral Trust Fund™, a funeral prefunding option provided to consumers by NJSFDA member funeral homes through the Funeral Planning CHOICES™ program. In operation for more than twenty five years, the trust fund is the state’s largest depository for prepaid funeral monies. It ensures that the money you pay for your funeral will be available when it is needed.
The trust fund is required to deposit all funds in a state or federally chartered bank, with each account insured by the Federal Deposit Insurance Corporation (FDIC), in the name of the purchaser. All funds are invested in jumbo certificates of deposit which allow the trust fund to offer competitive interest rates and growth from the day of deposit. The trust fund meets all federal and state regulations for prearrangements, and also meets the requirements for SSI, Medicaid and General Assistance resource exclusion.
Interest earned on deposits is retained in the consumer's account to offset inflation and help ensure that adequate funds are available at the time of the funeral. The New Jersey Prepaid Funeral Trust Fund™ receives 1% of the fund’s principal sum which covers management, administration, and overhead costs.
The trust fund is offered at more than 640 funeral firms throughout New Jersey, and includes more than $312 million in trusted funds for more than 51,000 consumers.
If you’d like to learn more, click here to download a brochure, or call us directly at (609) 386-3700.
Why Pre-Plan with Page Funeral Home?
By pre-planning with us, you’re assured that your final wishes are known. This relieves your family of the burden of making difficult decisions, under emotional duress. Through pre-funding your plan, expenses will be covered when you need them to be. That's guaranteed.
Our plans offer a variety of payment options to fit most everyone. Choose the payment option that's right for you.
Ready to Get Started?
Request a personal appointment with a Page Funeral Home pre-planning advisor. Please contact us by clicking on the link below.
Record your personal information to be kept on file at Page Funeral Home. For assistance in completing this online planning process, please contact us by calling (609) 386-3700.